Tamara
What Tamara is
Tamara is a buy-now-pay-later and consumer-finance company headquartered in Riyadh. On 3 March 2025 the Saudi Central Bank (SAMA) licensed its legal entity, Tamara Finance Company, to provide consumer finance and buy-now-pay-later services. Tamara's website gives the licence number as 95/A Sh/202502.
What Tamara hires for
We have recently carried 15 Tamara adverts (up to October 2026): 14 in Riyadh and one in Dammam & Khobar.
| Discipline | Adverts | Where |
|---|---|---|
| Anti-money laundering, fraud and disputes | 4 | Riyadh |
| Credit: analysis and management | 3 | Riyadh |
| Customer care and real-time operations | 3 | Riyadh |
| Early-career programmes: Builders Program, Internship Program | 2 | Riyadh |
| Engineering: web product engineer | 1 | Riyadh |
| Merchant acquisition | 1 | Dammam & Khobar |
| Public engagement | 1 | Riyadh |
Seven of the fifteen are financial-crime or credit roles, so most of Tamara's Saudi hiring in our data has been in those two areas. If your background is AML, fraud investigation or credit analytics, these are the adverts to watch. Engineering has been thin in Saudi Arabia: one web role in our data.
What candidates should know
- Two adverts were reserved for Saudi nationals, and said so in the title: Head of Anti-Money Laundering, and Senior Manager – Credit. If an advert title says "Saudi National", it is not open to expatriates, so put that application elsewhere.
- Some senior control roles are reserved by regulation. The Head of AML advert gives "SAMA regulations" as the reason for its nationality requirement. SAMA's Requirements for Appointments to Senior Positions apply to the institutions it supervises, finance companies among them. They limit director-level posts in compliance, anti-money laundering and anti-fraud, among others, to Saudi nationals. SAMA's rulebook listed the requirements as in force on 10 October 2026. SAMA changes them by circular, and the last amendment the rulebook records is from June 2021.
- Nitaqat has a new phase. On 19 February 2026 the Ministry of Human Resources and Social Development announced a new phase of its Nitaqat Mutawar Saudisation programme, starting in 2026 and running for three years. The ministry says the phase aims to localise more than 340,000 additional private-sector jobs for Saudi citizens, with targets set after studying each sector.
- Tamara's careers board covers several countries, so check the location before you apply. As of 9 October 2026 the same title appears in more than one country. "Product Engineer II – Web" is listed in both Riyadh and India, and "Real-Time Analyst (RTA)" in both Riyadh and Cairo. Several customer-care roles with "UAE" in the title are based in Cairo. Only the Saudi-located adverts lead to a Saudi move.
- The Builders Program is for early-career applicants. Tamara describes it as a programme for students who need internship or co-op places and for early-career talent with up to two years' experience. It ran cohorts in January and June 2026 across six tracks: design, engineering, commercial, data, business and product management. On Tamara's board, three Builders adverts in Dubai are restricted to Emirati nationals.
- Ask before you apply to either programme from abroad. On 10 October 2026 the Builders Program and Internship Program adverts were each listed for Riyadh and Dubai. Neither stated a nationality or residency requirement, and neither mentioned visas. If you do not already live in Saudi Arabia, ask Tamara's recruiter whether the Riyadh intake accepts applicants who would need a work visa, and whether Tamara sponsors one.
- Riyadh realities apply. Tamara's website gives its address as King Abdullah Branch Road, King Salman District, Riyadh. Before you compare an offer, read our Riyadh guide, especially the sections on annual rent paid in advance and on whether school fees are covered.
- Applications go straight to Tamara. The adverts on this page come from Tamara's own careers board, so applying takes you to Tamara, not to us. Tamara's careers pages are at tamara.co.
- Ask about sponsorship and relocation at the first call. Neither Tamara's careers pages nor its Saudi adverts say whether it sponsors work visas or pays relocation for Riyadh hires from outside Saudi Arabia. Ask the recruiter early, and get the answer in the offer letter.
- Before an offer arrives, read how the Saudi work visa process runs. Use the salary ranges to benchmark a package. Nothing on this page is a statement about Tamara's pay.
- Funding, dated. On 18 December 2023 Arab News reported that Tamara had raised $340 million in a Series C round co-led by SNB Capital and Sanabil Investments. On 15 September 2025 it reported a Tamara asset-backed financing facility of up to $2.4 billion. The lenders are a consortium that includes Goldman Sachs, Citi and funds managed by Apollo.
Sources
- SAMA, 3 March 2025: SAMA licenses "Tamara Finance" to provide consumer finance and BNPL services
- Tamara careers: licence number, legal entity and address in the site footer. Checked 9 October 2026.
- Tamara careers board: Riyadh headquarters, roles by country, nationality-restricted adverts and the reason the Head of AML advert gives, and the Builders Program and Internship Program adverts (locations; no nationality, residency or visa terms). Checked 10 October 2026.
- Tamara Builders Program: eligibility, cohorts, tracks. No nationality, visa or relocation terms. Checked 10 October 2026.
- SAMA Rulebook: Requirements for Appointments to Senior Positions: scope (including finance companies) and the positions limited to Saudi candidates. The English page notes that the Arabic version is the latest; that version lists the requirements as in force. Checked 10 October 2026.
- Arab News, 18 December 2023: Tamara's $340m Series C
- Arab News, 15 September 2025: Tamara's $2.4bn financing facility
- Ministry of Human Resources, 19 February 2026: new phase of Nitaqat Mutawar
- Advert titles and locations: Tamara adverts carried on this site, to 9 October 2026.